Insurance Company Denied or Underpaid Your Claim?

A public adjuster is a licensed insurance professional who works exclusively for policyholders — never for the insurance company. We document damages, prepare your claim, negotiate with the insurer, and fight for the maximum settlement.

We work on a contingency basis — you pay nothing upfront and we only get paid when you receive your settlement.

Absolutely. We specialize in overturning wrongful claim denials. We review your policy, gather evidence, and build a case to get your claim reopened and paid.

All five NYC boroughs, Long Island, Westchester, Northern New Jersey, and Connecticut.

Most residential claims resolve within 30–90 days. Complex claims — large fire losses, multi-unit buildings, or disputed commercial claims — can take 3–6 months. Having a public adjuster significantly speeds up the process because we prepare complete, properly documented claims from the start, reducing back-and-forth with the insurer. We handle all communication so you never have to chase your insurance company.

No. You have the legal right to hire representation for your insurance claim, just as you would hire an attorney for a legal matter. Insurance companies are accustomed to working with public adjusters. In most cases, having professional representation makes the process smoother — insurers respond faster and more seriously when they know your claim is properly documented and your adjuster knows the policy inside out.

We handle all types of property damage claims including fire and smoke damage, water damage, mold, storm and hurricane damage, roof leaks, flood damage, theft and vandalism, accidental damage, and business interruption losses. We work with homeowners, landlords, condo owners, and business owners across New York City, Long Island, Westchester, New Jersey, and Connecticut.

No — it is never too late, even if your claim has already been filed, partially paid, or denied. We routinely step in mid-process and reopen underpaid settlements. The only hard deadline is your policy's statute of limitations, which in New York is typically 2 years from the date of loss. If your settlement was too low or your claim was wrongly denied, contact us for a free review.